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Best ForReally High InterestCash BackMost Popular Essentials
AccountKasasa Cash®Open in Minutes
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Kasasa Cash Back®Open in Minutes
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Premier Checking AccountOpen in Minutes
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Monthly Rewards
  • 2.50% APY* on balances up to $10,000
  • 2.50% to 0.45% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • 2.00% cash back on debit card purchases^
  • Earn up to $72 cash back per year, $6 per month^
  • Cash back earned on up to $300 in purchases monthly
  • No category restrictions on purchases
None
Monthly
Maintenance Fee
NoneNone
  • Avoid the $8 monthly service charge by maintaining a $350 minimum daily/average balance
  • 6 free debits per month; 75¢ per debit thereafter
Refunds on ATM
Withdrawal Fees
Up to $20 monthly*Up to $20 monthly^None
Free Online & Mobile
Banking Access?
YesYesYes
Free Debit Card?YesYesYes
Minimum Opening
Deposit
$100$100$350
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Kasasa Cash

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, (1) an interest rate of 2.47% will be paid on the portion of your daily balance that is less than $10,000.00 and the annual percentage yield for this tier is 2.50%. An interest rate of 0.25% will be paid on the portion of your daily balance that is greater than $10,000.01 resulting in annual percentage yield for this tier ranging from 2.50% to 0.45%, depending on the account’s balance and you will receive reimbursements for nationwide

ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within [sixty (60)] calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund.

When Kasasa Cash qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01% and ATM fees are not refunded.

Interest and ATM fee reimbursements will be credited to the account on the last day of the current Statement Cycle.

APY = Annual Percentage Yield.

Rates and rewards are variable and at our discretion may change after account is opened without notice to you. Fees may reduce earnings. No minimum balance is required to earn or to receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly online banking log-on, receipt of electronic statements and point of sale debit card purchases are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back

^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $300.00 signature-based debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $6.00 per Monthly Qualification Cycle, as well as reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within [sixty (60)] calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund.

Cash back payments and ATM refunds will be credited to the account on the last day of the current Statement Cycle.

When Kasasa Cash Back qualifications are not met, you will not receive cash back on signature-based debit card purchases and ATM fees are not refunded.

Rates and rewards are variable and at our discretion may change after account is opened without notice to you Fees may reduce earnings. No minimum balance is required to earn or to receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly online banking log-on, receipt of electronic statements and point of sale debit card purchases are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Premier Checking Account

1$20.00 penalty if account is closed within 12 months.